Regulatory & Governance

MiCA · EU Markets in Crypto-Assets regulation fully in force◆ CARF · Crypto-Asset Reporting Framework activating 2026◆ FATF Travel Rule · applied to unhosted wallets in 40+ jurisdictions◆ SEC vs CFTC · the Howey test remains the US dividing line◆ Singapore MAS · Payment Services Act licensing tiers◆ UK FCA · Financial Promotions Order strictly…

EU AI Act · High-risk systems require conformity assessment◆ NYC Local Law 144 · Automated employment decision tools audited◆ SEC AI disclosure guidance · materiality threshold lowered◆ Algorithmic bias · $100M+ class action settlements in 2025◆ D&O insurance · AI exclusions appearing in renewal terms◆ Board accountability · personal liability for oversight failures◆ Model cards…